Reports

Report | Textbooks

A Cover to Cover Solution

The Student PIRGs conducted this study to evaluate options from the traditional textbook market - rentals, e-books and e-readers - and  open textbooks as potential next steps to reduce the high cost of textbooks.  The report finds that student preferences vary widely, and that options like rentals and e-books only appeal to a subset of students.  Open textbooks have the highest potential as a solution because they can meet the needs of all students. 

Risking Our Future Middle Class

Young Americans face “lasting damage” from the dual crises in the financial sector and in personal finance, making it urgent that Congress pass strong financial reform legislation.

Report | Transit

Road Work Ahead

To fix our roads and bridges, America first must fix our transportation policies. To counteract the tendencies to neglect repair and maintenance, we must adopt strong “fix-it first” rules that give priority to maintenance of our existing roads and bridges, set national goals for the condition of our transportation system, and hold state governments accountable for achieving results.

Characteristics of Campus Fair Cards

In March, the U.S. PIRG Education Fund released The Campus Credit Card Trap,[i] reporting the findings of a major survey of student attitudes toward the marketing of credit cards on college campuses. This follow-up paper outlines the recommended characteristics (terms and conditions) that credit cards marketed to college students should have to be considered “fair” to college students and other young people. Such fair cards should also be marketed subject to all of the PIRG marketing principles and be accompanied by independent financial education and literacy programs.

Campus Credit Card Trap

This study is an in-person survey of a diverse sample of over 1500 students, primarily single undergraduates, at 40 large and small schools and universities in 14 states around the country conducted between October 2007 and February 2008. It analyzes how students pay for their education, how many use and how they use credit cards and, as an important goal of the survey, their attitudes toward credit card marketing on campus and whether or not they support principles to rein in credit card marketing on campus.

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